Payment and Subscription Policy

Last updated on November 2, 2026

This Payment and Subscription Policy applies when you buy credits, subscribe to a plan, or pay for any other Paid Service on Qoosi. It is part of the User Agreement. Refunds are covered by our separate Refund Policy.

1.1. Credits

Looking for work and posting a profile on Qoosi are free. Paid Services are paid for with credits, which you hold in a wallet. You buy credits in packs, and the price of each pack is shown in your currency before you pay.

Credits are prepaid credit for Qoosi services. They are not money, a deposit, or electronic money, they earn no interest, and they cannot be exchanged for cash except as the Refund Policy provides or the law requires. Qoosi is not a bank or a payment institution.

Credits can be used only on Qoosi and the platforms the wallet is set up for. You may not sell, lend, barter, or transfer them outside the Services, and any attempt to do so is void. If your account is closed because of fraud or a serious breach, the credits in it may be forfeited, to the extent the law allows.

1.2. Evaluation and Promotional Credits

We may offer free evaluation credits so that you can try Paid Services before you pay. We decide who is eligible and how many credits are given, and they are held in a separate Evaluation wallet. Evaluation and promotional credits have no cash value, cannot be refunded, are subject to the terms shown when they are offered, and may expire. We may change or stop the offer, and take back credits that were obtained by abuse, for example through several accounts.

1.3. Wallets

A wallet holds credits and pays for the Paid Services it is used for. A wallet can belong to you or to a company or team, and it carries the billing details that appear on its invoices and receipts.

The owner of a wallet decides who else can use or manage it. Members of a wallet have roles, such as owner, manager, treasurer, and member, with different permissions. Anyone you let spend from your wallet does so with your authority, and the owner of the wallet is responsible for everything spent from it. If you delete a wallet, or leave one, you lose access to the credits in it.